PROGRAM BERNAS Financing
GOV-BRN
Tawarruq
BERNAS
Business Financing
Initiative offering working capital financing to BERNAS-registered service providers for paddy farming operations and crop management. Supports farmers supplying paddy to BERNAS factories. Shariah concept: Tawarruq.
Malaysian citizen aged 18-60 at tenure end; SSM-registered company; Service provider must be BERNAS-registered.
No collateral required; Facility tenure up to 60 months; Credit tenure up to 6 months; Scope covers seeds, fertilizers, pest control, field preparation, machinery, harvesting, transportation to BERNAS mills, and management fees.
4.00% p.a.
Kadar tertakluk kepada perubahan. Hubungi cawangan untuk maklumat terkini.
BERNAS service provider appointment letter; BERNAS confirmation letter with operational area details; Latest 6 months bank statements from all active accounts; Audited accounts (Sdn Bhd, <21 months old).
🧮 Kalkulator
💬 Bincang dengan pegawai
- Kategori
- Government Program
- Shariah Concept
- Tawarruq
- Sektor
- Agriculture
- Minimum
- RM 50,000
- Maksimum
- RM 500,000
- Kadar
- 4.00% p.a.