SAFIA-i

CON-SAF Tawarruq Personal Financing

Special Advance for Islamic Account-i (SAFIA-i) is a short-term financing facility offered to Cres Term Deposit-i account holders. Allows access to cash without liquidating deposits, based on Tawarruq transactions.

Must be Cres Term Deposit-i account holder; One eligible guarantor required if financing margin 101%-150%.

Borrow against existing Term Deposit-i holdings; Flexible tenure by margin; Different profit rates for agri vs non-agri; Tiered pricing up to 100% or 150% margin. Tenure 3-12 months (up to 100%) or 3-36 months (up to 150%).

IC, Term Deposit-i certificate, PDS acknowledgment, guarantor docs (if applicable).

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